SULF

Critical illness 60+

Call us at +46 771-950 950 and we will help you

Being insured against sudden expenses is just as important after retiring as when you were working. That is why we offer all our members the opportunity to take out illness cover at a low charge.

Illness often leads to increased expenses. Wouldn’t it feel good to be able to take a trip or some other nice treat while undergoing rehabilitation?

With Diagnosis 60+, you have that opportunity and you can keep the insurance going until you turn 85. If you are given one of the following diagnoses, caused by an illness, you can receive tax-free lump-sum compensation.

How does Critical illness 60+ work?

You can read more about how the insurance works here.

You can take out Critical illness 60+ for your spouse, registered partner or co-habitee. Contact Customer Services - 0771-950 950 and we will help you.

In order to be able to be compensated, at least 180 days must have elapsed between taking out the insurance and the day when the diagnosis is made. This qualification period does not apply if you switch to Diagnosis 60+.

within 90 days after leaving our critical illness insurance. You have a right to compensation when 30 days have elapsed after the diagnosis is established.

If you have already received compensation for a diagnosis, special rules apply should you be unfortunate enough to be afflicted again:

  • Compensation can be paid for a maximum of three different diagnoses.
  • You cannot receive compensation for the same diagnosis more than once.

The compensation is SEK 40 000 and you decide what you want to do with the money. 

*Compensation is not given for the following cancer diagnoses: malignant skin tumour, coded under C44, for example, basal cell cancer malignant secondary tumour (metastases) coded under C76-C79.

These diagnoses are covered by Diagnosis 60+

The diagnosis must be determined no later than the month in which you reach 85 as a group member. You cannot receive compensation for a diagnosis you already had when the insurance was taken out.

Diagnosis

Description

Cancer (ICD C00-C97 (malignant tumours) and D00-D09 (cancer in situ) excluding C44, C91.0, C91.0a-C91.0b, C92.0-C92.1, C92.3-C92.6, C92.0a-C92.0b, C93, C94.4, D00-D00.1, D01.4-D01.9, D02.0, D02.4, D04, D07.0-D07.4, D07.6, D09.0-D09.9, D099.9.9, D09.9.9.

The diagnosis must be based on, and determined through, a histological or cytological examination of a removed tumour or a performed biopsy, conducted by a doctor specialising in tissue studies (pathological anatomy).

Motor neurone disease ALS (ICD G 12.2)

  

Multiple sclerosis – ICD G35

  

Parkinson’s disease (G20)

  

Psoriatic arthritis (ICD M079)

  

Rheumatoid arthritis (ICD M05-M06)

  

Schizophrenia (ICD F20, F25)

  

Cerebrovascular diseases (ICD G46.0-G46.8, I60-I61, I62.0, I63, I67.0, I68.1-I68.2, I69.1-I69.2)

  
Here you can find the answers to the most common questions about the insurance policies.

Yes, by sending in a separate beneficiary provision to Folksam. Contact our customer service - 0771-950 950 and we will help you.

Here you can download insurance terms and conditions. You can read in detail what applies to the insurance here.

For example, you need to do this before you take out the insurance and when you have suffered an injury. This is always the latest version of the condition.

Villkor Diagnos 60+ (in Swedish)

You can take out insurance by contacting our Customer Service. As a member of your association, we will give you a favourable rate.

Can you change the beneficiary provision from the deceased’s estate to a person of your own choice?

Yes, by sending in a separate beneficiary provision to Folksam. Contact our customer service - +46 (0)771-950 950 and we will help you.