Being insured against sudden expenses is just as important after retiring than when you were working. With Accident 60+, you continue to have everyday protection.
This is included in Accident 60+
With accident 60+ you have protection that pays out compensation in the event of sudden and unforeseen accidents.
Who might not fall and knock out a tooth, slip in the bath, fall down from a ladder or overturn a bike?

Accident 60+
You can read more about what is included in the insurance policy here.
Emergency compensation
If the injury leads to you having to take eight days’ sick leave (the time it takes to heal the injury) you receive SEK 700 in compensation and SEK 700 after a further seven days’ sick leave.
Amount payable upon death
If you die as a result of an accident, SEK 40 000 is paid into your estate.
Disability
You can receive compensation for medical disability which involves a permanent reduction of physical ability. How much compensation you can receive depends on the degree of disability. The sum insured is SEK 250 000.
General limitations
There are also certain limitations in the event of gross negligence, for compensation in the event of time spent abroad, war, nuclear reaction and certain acts of terrorism.
Accident compensation
If your accident injury involves medical care, you will receive SEK 700 on the very first visit to the doctor. This will cover part of your immediate expenses for medical care, treatment and travel, for example, If, after twelve months, you still have expenses for ongoing medical care, you will receive compensation of up to SEK 1 000 per year for a further four years.
Other expenses
You can also receive compensation for other expenses in connection with an accident; this could, for example, be torn clothing, hearing aid and glasses or expenses for help in the home and short-term accommodation.
When you need special care
If you are admitted to hospital overnight for at least two days, you receive SEK 100 for the very first day and subsequently for up to 180 days.
You can also receive compensation if you need dental treatment.
What is an accident?
An accidental injury refers to a physical injury that you suffer as a result of a sudden, unforeseen, external event.
You will receive compensation for direct consequences of such an accidental injury, not for consequences due to other bodily defects.
Terms and conditions
Here you can download insurance terms and conditions. You can read in detail what applies to the insurance here.
For example, you need to do this before you take out the insurance and when you have suffered an injury. This is always the latest version of the condition.
Frequently asked questions and answers
Is there any age limit with regard to death due to an accident in Accidents 60+?
No, there is no age limit with regard to compensation.
Can one change the beneficiary provision from the deceased’s estate to a person of your own choice?
Yes, by sending in a separate beneficiary provision to Folksam. Contact our customer service - 0771-950 950 and we will help you.
Taking out insurance
You can take out insurance by contacting our Customer Service. As a member of your association, we will give you a favourable rate.
Can you change the beneficiary provision from the deceased’s estate to a person of your own choice?
Yes, by sending in a separate beneficiary provision to Folksam. Contact our customer service - +46 (0)771-950 950 and we will help you.