The advance cover for you as a new member includes Medical care insurance Basic. This means that you have security and support if you become ill, including in the form of rapid contact with health care services throughout the country.

You also receive free advice and assistance with appointments and care planning. A referral by a recognised doctor is necessary in order for you to utilise the insurance.
The advance cover for you as a new member includes Medical care insurance Basic.
Protection Bas
Below you can download complete terms and conditions and your latest insurance certificate. This will provide you with the details of what applies to your insurance.

Terms and conditions (in Swedish)

The medical care insurance applies for care and treatment in Sweden. The insurance provides compensation as long as the insurance is valid and the premiums are being paid. When the age limit is reached, the liability period is twelve months, calculated from the day on which the insurance claim occurred.

The policy is normally valid at most until the calendar year you turn 65. That which applies to you can be seen from the application.

The insurance is taken out with an excess or with a requirement for a referral. That which applies to you can be seen from the application.

For any illness or injury that you had before you took out the insurance, you must have been symptom-free and not receiving treatment for at least two years in order for the insurance to be valid again for the new care requirement. The insurance also does not apply to emergency care.

For further information about how the insurance applies, read the “Important information” folder and the policy’s terms and conditions.