It is therefore good to have the security that Sickness endowment insurance can offer.
Do I need sickness endowment insurance?
If you have occupational sickness insurance via the collective agreement at your workplace, you will not lose as much during your period of illness.
Included in our sickness endowment insurance
Compensation in the event of incapacity for work
Compensation in the event of incapacity for work is divided into two parts, depending on the length of time that passes.
- Rehabilitation capital is paid out after one year’s incapacity for work. The compensation is paid as a lump sum corresponding to 15 per cent of the insured amount.
- Sickness capital is paid out after three years’ incapacity for work. The compensation is paid with as much of the insured amount that corresponds to incapacity for work less the previously paid out Rehabilitation capital.
If you do not satisfy this requirement, you can still qualify by being fully fit for work for 90 consecutive days before a new period of illness.
Important to consider
Limitations in the event of certain illnesses
Illnesses covered by the limitation:
- Mental illnesses and syndromes
- Diseases in the musculoskeletal system and tissues