Compensation for sick leave
Compensation can be paid after 3 months’ incapacity. Compensation is paid for a maximum of 36 months.
The insurance also applies to grant recipients who are not covered by the Swedish Social Insurance Agency’s regulations regarding SGI.
Compensation in the event of certain diagnoses
If you have a diagnosis caused by illness, the diagnosis must have been made after the insurance has been valid for at least three consecutive months in order for you to be entitled to compensation for the diagnosis.
The compensation is the same as the insured amount you select for the insurance. The policy statement sets out the scope of the insurance cover as well as the size of the compensation.
Compensation for crisis intervention
The following diagnoses are covered by your insurance policy
|Cancer (C00-C97 and D05 excluding C44 and secondary tumours C76-C79)*||Malignant primary tumour, characterised as uncontrolled cell growth as will as infiltration of surrounding tissue. The diagnosis must be based on and determined through a histological or cytological examination of a removed tumour or a performed biopsy, conducted by a doctor specialising in tissue studies (pathological anatomy).|
|Certain benign tumours in the brain and spinal cord (D32-D33 and D47.1)||Benign tumour in the central nervous system membranes, or a benign tumour in the brain and other parts of the central nervous system. The diagnosis must be based on and determined through a histological or cytological examination of a removed tumour or a performed biopsy, conducted by a doctor specialising in tissue studies (pathological anatomy).|
|Alzheimer’s disease (F00, G30)|
|Atrophies in the central nervous system, Huntington’s disease (G10) and ALS (G12.2)||For example, motor neuron disease (ALS).|
|Parkinson’s disease (G20)|
|Demyelinating disease in the central nervous system (G35)||For example, multiple sclerosis (MS).|
|Impaired vision (H54.0. H54.4)||Total and irreversible (permanent) loss of sight in one or both eyes.|
|Hearing loss (total hearing loss under H90-H91)||Total and irreversible (permanent) hearing loss in one or both ears.|
|Acute myocardial infarction (I21)|
|Stroke (I60-I64)||Cerebrovascular incident (blood clot or haemorrhage) including thromboses, embolisms and burst blood vessels in the brain.|
|Aortic aneurysm (I71)||Aneurysm in the aorta.|
Important to consider
No compensation is paid if you die within this 30-day period.
Compensation can be paid for a maximum of three different diagnoses.